Thursday, December 31, 2020
Wednesday, December 30, 2020
Tuesday, December 29, 2020
Miserere (Allegri)
https://en.wikipedia.org/wiki/Miserere_(Allegri)
Allegri: Miserere Mei, Deus
The story behind this choral work in G minor and the legend of Mozart's transcription is as fascinating as the piece itself! Go Google it!
https://www.quora.com/What-are-some-great-pieces-of-music-in-minor-keys
Monday, December 28, 2020
12 CFR Part 190 - PREEMPTION OF STATE USURY LAWS
76 FR 49151, Aug. 9, 2011, unless otherwise noted.
The purpose of this permanent preemption of state interest-rate ceilings applicable to Federally-related residential mortgage loans is to ensure that the availability of such loans is not impeded in states having restrictive interest limitations. This part applies to loans, mortgages, credit sales, and advances, secured by first liens on residential real property, stock in residential cooperative housing corporations, or residential manufactured homes as defined in § 190.2 of this part.
Federal preemption of state usury laws
To protect consumers, many states have adopted usury laws capping the interest rates that lenders can charge borrowers. There is significant variation among state interest-rate limits: some states have adopted strict usury laws, some have enacted more permissive rules, and others have eliminated usury laws altogether. But federal preemption of state law has diminished the relevance of these differences when it comes to bank lending. Section 85 of the National Bank Act (NBA) allows federally chartered banks to “export” the maximum interest rates of their “home” states, meaning they can charge those rates when lending to borrowers in other states with stricter usury laws. Accordingly, a national bank headquartered in South Dakota—which has no interest-rate limits—need not abide by New York usury law when it lends to New York borrowers. Predictably, this regime has made more permissive states attractive destinations for banks’ credit-card operations. And these shifts have reduced the sway of states that favor stricter limits on high-cost lending.
Usury
Usury first became common in England under King Henry VIII and originally pertained to charging any amount of interest on loaned funds.
https://www.investopedia.com/terms/u/usury-laws.asp
In the United States, every colony adopted a usury statute based on the English model. This trend continued after independence, with state usury laws protecting consumers from abusive lending until the last quarter of the twentieth century. During this period, preemption wiped out usury laws for most banks. In recent years, many states have started restoring protections against high cost lending to the extent permitted by preemption principles. For instance, some states have established caps on the interest rates that finance companies– which are not banks– can charge for small dollar loans, such as payday and auto-title products.
https://www.nclc.org/issues/usury.html?preview=true&print=print
Sunday, December 27, 2020
Saturday, December 26, 2020
Friday, December 25, 2020
Thursday, December 24, 2020
Wednesday, December 23, 2020
Want to know what’s behind your little $600 check?
Want to know what’s behind your little $600 check?
Tuesday, December 22, 2020
Pure Heart of St. Joseph Novena Enrollment
https://music.benedictinesofmary.org/node/88
(Do this in February or sooner for March novena.)
Benedictines of Mary, Queen of Apostles -- the TLM nuns in Missouri.
The Martians of Budapest
“There is a rumor in America that there are two intelligent races on Earth: Humans and Hungarians” — Isaac Asimov
Although typically described as a property of being Hungarian in the early 20th century, the most prominent Martian characteristic may in fact be to be European and of Jewish ancestry. The history of the Jews in Hungary dates back to (at least) the medieval Kingdom of Hungary.
https://medium.com/cantors-paradise/the-martians-of-budapest-618d62612d3d
Et tu, Barr? Outgoing AG says he sees no need for a special counsel on Biden and China
We know that China’s efforts to recruit, cultivate, and assist the rise of officials extends down to the city council level in suburban towns and has been ongoing for decades. How many others have been ensnared in compromising ties, in both parties?
Read more: https://www.americanthinker.com/blog/2020/12/et_tu_barr_outgoing_ag_says_he_sees_no_need_for_a_special_counsel_on_biden_and_china.html#ixzz6hMOaANkU
Follow us: @AmericanThinker on Twitter | AmericanThinker on Facebook
Monday, December 21, 2020
Sunday, December 20, 2020
Saturday, December 19, 2020
Friday, December 18, 2020
Thursday, December 17, 2020
Monday, December 14, 2020
Sunday, December 13, 2020
St. John of the Cross
"It is best to learn to silence the faculties and to cause them to be still, so that God may speak."
**Please note: Context is vital for this quote!** This is from Ascent of Mt. Carmel, and John is talking about why we must go through the passive night and let go of meditation. He says elsewhere: "At the proper time one should abandon this imaginative meditation so that the journey to God may not be hindered, but, so that there is no regression, one should not abandon it before the due time. For though the apprehensions of these faculties are not a proximate means to union for proficients, they are a remote means for beginners. By these sensitive means beginners dispose their spirit and habituate it to spiritual things, and at the same time they void their senses of all other base, temporal, secular, and natural forms and images." (not me, copied from Facebook)
Saturday, December 12, 2020
Friday, December 11, 2020
Is Kelley PA suit still pending? No, but it is not over (?)
Law&Crime reached out to Gregory H. Teufel, the founder of the Pennsylvania-based law firm OGC Law, LLC, and we asked him if he could confirm that Rep. Kelly only filed an application for an injunction and never did a file a petition for a writ of certiorari with the Supreme Court.
“Correct, sort of,” he began, before clarifying. “We did ask that the Court treat our application for writ of injunction as a petition for certiorari, but the Court has declined to do so, so now we need to separately file a petition for certiorari, which we are preparing now and will file ASAP.”
“Correct. Functionally [Ellis] is not wrong that the case is not over and will still proceed,” Teufel answered. “Still pending is technically not correct until we get the petition filed.”
Federal Government Spending Nearly Twice as Much As Its Taking In
The government’s deficit spending follows a record-breaking fiscal 2020, wherein agencies combined to spend a record $6.5 trillion, with a total deficit of $3.1 trillion.
China’s leaders understand all too well from their historical eperience how to control America : use compradors Read more: https://www.americanthinker.com/blog/2020/12/chinas_leaders_understand_all_too_well_how_to_control_america_from_their_own_historical_experience_use_compradors.html#ixzz6gLG7GaUJ Follow us: @AmericanThinker on Twitter | AmericanThinker on Facebook
The District of Corruption Has Overplayed Its Hand
Read more: https://www.americanthinker.com/articles/2020/12/the_district_of_corruption_has_overplayed_its_hand.html#ixzz6gKuxaekR Follow us: @AmericanThinker on Twitter | AmericanThinker on Facebook
Two Supreme Court Justices Are of the View the Court MUST Hear Cases Involving Disputes Between States -- Are There Three Others?
Are there 2 others?
The Supreme Court has its own set of rules. According to these rules, four of the nine Justices must vote to accept a case.
Thursday, December 10, 2020
Laches
Laches is an equitable doctrine[.] ... [I]ts purpose is for the repose of title, claims and demands for peace and order in society[.] ... The question of its application does not depend upon the fact that a certain definite time has elapsed since the cause of action accrued, but rather whether, under the circumstances of the particular case, the complaining party or parties are chargeable with want of due diligence in failing to institute or prosecute the claim[.] ... [I]t must further appear that injury or material prejudice has resulted to the defendant through the delay.
Read more: https://www.americanthinker.com/articles/2020/12/parsing_out_pennsylvania.html#ixzz6gF1eWlFt
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Canvassing
2005 Voluntary Voting System Guidelines (VVSG) definition of canvass: Compilation of election returns and validation of the outcome that forms the basis of the official results by political subdivision (VVSG Volume 1, Version 1.0, A-6).
Wednesday, December 9, 2020
THE GOSPEL AND THE NATURAL LAW by Andrew Walker
The natural law tradition posits that a God-given, self-evident universal moral order exists that human reason can grasp. The natural law defines and identifies which actions are reasonable and worth pursuing—even apart from an immediate appeal to divine revelation.
Tuesday, December 8, 2020
Pa. judge says in-person votes cast to fix erroneous mail ballots can be counted
GOP effort to block 'cured' Pennsylvania ballots gets chilly reception from judge
Supreme Court rejects GOP bid to overturn Biden's victory in Pennsylvania
How many provisional ballots cast in PA?
More on elections
Monday, December 7, 2020
DONALD TRUMP vs THE ESTABLISHMENT /with transcript/
More on election
Sunday, December 6, 2020
Laches
Saturday, December 5, 2020
Voting machines not checked yet
Friday, December 4, 2020
An enquiry into the cause and origin of moral evil :
More on election
Thursday, December 3, 2020
More on elections
GEORGIA:
2,056 felons illegally voted 66,248 under 18 voted 2,423 weren’t registered at all 1,043 used a PO Box 4,926 voted past the reg. date 10,315 died before the election 395 voted in two states 15,700 moved out of state 40,279 changed county and didn’t re-register to voteLeviathan
Nothing on earth is its equal—
a creature without fear.34 It looks down on all that are haughty;
it is king over all that are proud.”
WHY PA LAWSUIT MAY BE A WINNER
On point two, state court precedent holds that laches only applies to procedural, not substantive challenges. A case the state supreme court cited in its recent dismissal, Stilp v. Hafer, holds that "the doctrine may not be used to defeat a constitutional challenge to a statute." In other words, while laches can bar challenges to the procedure by which a statute was passed, it cannot be used to bar constitutional challenges to the substance of a statute — and in Kelly's current case, we have a constitutional challenge to the substance of Act 77.
More on Election
https://donaldwon.com/evidence/
had Biden won 95% of returned Democrat mail-in votes, 21% of returned Republican votes, and 80% of returned independent votes, he would still have come up short of his margin of victory reported in the unofficial tally.