Borrowed Future

 https://www.amazon.com/Borrowed-Future-Dave-Ramsey/dp/B09HKSZ3SL?crid=YK1Z6F7Q62K8&keywords=borrowed+future&qid=1669733752&sprefix=borrowed+futur,aps,536&sr=8-1&linkCode=sl2&tag=dwanethomasco-20&linkId=c7db47eca61526a555bb52fccf3ecbf2&language=en_US&ref_=as_li_ss_tl